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A New Year, a New Alliance — and a Better YourBoatMoney

A January 2024 milestone expanded the resources behind YourBoatMoney. The lasting benefit is access to multiple lending options and a team that helps manage the closing.

Quick answer
A January 2024 milestone expanded the resources behind YourBoatMoney. The lasting benefit is access to multiple lending options and a team that helps manage the closing.

One thing we all know—things change. In January 2024, I made a change to better serve you, forming an alliance with an established marine lending and insurance organization.

“Scott, why do I care? What does this mean for me?” Fair question.

More ways to look at the actual deal

Boat buyers do not all fit the same program. Neither do boats. Working with multiple lenders gives us different programs to consider when we look at your credit history, the boat, its wholesale value, the amount financed and how you plan to use it.

That does not mean every deal qualifies somewhere. It means we can look for a program that fits instead of assuming one lender's answer describes the entire market.

An approval still needs a closing

The people behind the scenes matter. Processors and closers work alongside me to collect and review the information needed to move a transaction forward. In a private sale, that includes coordinating with the seller and working through any existing payoff and ownership paperwork.

Ask about the options available now

Lenders join, leave and change their programs. Tell me what you are buying and we can discuss the options available now. The point of having multiple lending relationships is to look for the right fit for your deal.

Keep reading

Have a boat in mind? Send me the listing through YourBoatMoney, or ask ScotBot to help you get started. You do not need every answer before we talk.

Educational information, not a loan offer or guarantee of approval. Requirements depend on the lender and transaction.

Last reviewed: November 2026